Why You Should Invest Early

The biggest advantage of investing early is simple, its TIME.

Time in the market and not timing the market is essential and the more time you have the better off you will be. As Albert Einstein said compound interest is the 8th wonder of the world. If we look at 4 different investors each investing at a different stage in life we can see the impact of starting early. If we assume a zero balance in year 1 and add $5,000 per annum with a 8% return and reinvest the returns it will look something like this:

Start Age At Age 65
25 $787,176
35 $364,615
45 $168,887
55 $78,227

So you can see the benefit of investing early is huge. So how do you get there? It’s important to start with an investment plan which a financial adviser can help you develop.



by Simon Tworek

Simon is a Financial Adviser at Insight Wealth Planning. He has an advanced diploma and masters in Financial Planning and has a strong technical background.


The information in this document reflects our understanding of existing legislation, proposed legislation, rulings etc as at the date of issue. In some cases the information has been provided to us by third parties. While it is believed the information is accurate and reliable, this is not guaranteed in any way. Any advice in this publication is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.